Still waiting to recover your long-held Sahara deposits? With the launch of the CRCS Sahara Refund Portal 2025, millions of depositors now have a streamlined, government-backed solution to claim their money online. This initiative, driven by the Ministry of Cooperation, is designed to refund rightful dues to investors from four Sahara Group cooperative societies.
The CRCS Sahara Refund Portal 2025 enables depositors of four major Sahara cooperative societies to claim their pending investments online. Eligible applicants must have made deposits before specific cutoff dates and possess Aadhaar-linked bank and mobile numbers. This guide outlines eligibility, documents, and a simple step-by-step process to ensure your refund is successfully submitted.
The Government of India has officially initiated the refund process for ₹5,000 crore to depositors whose funds were stuck in four cooperative societies of the Sahara Group. To ensure a smooth and transparent process, the Ministry of Cooperation has introduced the CRCS Sahara Refund Portal.
Speaking at the launch, Union Cooperation Minister Amit Shah stated that the refund process would begin in a transparent, phased manner, initially as a trial. “This marks the beginning of refunding amounts to the genuine depositors of the Sahara Group,” he said.
The portal has been developed by a subsidiary of IFCI Ltd., a government-owned development finance institution, ensuring technical and administrative support for effective implementation.
Sahara Refund Portal – Direct Online Link
To submit your claim, visit the official website:
➡️ https://mocrefund.crcs.gov.in
This platform is exclusively meant for depositors of four specific Sahara cooperative societies and is designed to streamline the refund process through online verification and Aadhaar-based authentication.
What Is the CRCS Sahara Refund Portal?
The CRCS Sahara Refund Portal was launched to help depositors reclaim funds stuck in four Sahara Group cooperative societies:
- Sahara Credit Cooperative Society Ltd.
- Humara India Credit Cooperative Society Ltd.
- Saharayan Universal Multipurpose Society Ltd.
- Stars Multipurpose Cooperative Society Ltd.
This digital platform ensures transparency, faster processing, and direct deposit of funds into verified bank accounts.
Eligibility Criteria for Claiming Refund
To be eligible for a refund via the portal, applicants must meet the following requirements:
- Deposits must have been made before:
- March 22, 2022 for Sahara Credit, Humara India, and Saharayan Universal
- March 29, 2023 for Stars Multipurpose Cooperative Society
- Aadhaar-linked mobile number is mandatory
- Aadhaar-linked bank account is required for direct fund transfer
- Valid deposit documentation, such as passbook or deposit certificate, must be provided
- PAN card is compulsory if the claim amount is ₹50,000 or more
Documents Required for Refund Application
Prepare the following before starting your application:
- Aadhaar card
- PAN card (if claiming ₹50,000 or more)
- Deposit receipt, bond, or passbook
- Aadhaar-linked mobile number
- Aadhaar-linked bank account number
- Membership and account number issued by the cooperative society
Step-by-Step Process to Apply on CRCS Sahara Refund Portal
Step 1: Register on the Portal
- Visit the official CRCS Sahara Refund Portal
- Click on the “Depositor Registration” button
- Enter the last four digits of your Aadhaar and the Aadhaar-linked mobile number
- Enter the captcha and click “Get OTP”
- Verify using the OTP received on your mobile
Step 2: Fill Out the Claim Form
- After OTP verification, log in again with your mobile and Aadhaar digits
- Accept the Aadhaar consent terms
- Enter all deposit details as asked: society name, membership number, deposit amount, etc.
- Upload the required documents in PDF or JPG format
Step 3: Submit the Form
- Review the application for accuracy
- Submit the form
- Note down your Acknowledgement Number to track the status
Step 4: Wait for Processing
- Claims are verified by the respective Sahara society within 30 days
- Approved claims are processed and credited by the Central Registrar within 15 days
- Total turnaround time: approx. 45 days
Important Things to Remember
- Ensure all details match your deposit records
- Keep your documents legible and correctly formatted
- Do not attempt multiple submissions for the same account
- Use only Aadhaar-linked details for smoother verification
Frequently Asked Questions (FAQs)
Q1: What is the minimum deposit amount eligible for a claim?
There is no minimum, but the claim must be from eligible societies and before the cutoff dates.
Q2: Is it mandatory to link Aadhaar with my bank account?
Yes. Only Aadhaar-linked bank accounts will receive refunds.
Q3: How long will it take to get the refund?
If everything is correct, refunds are typically processed within 45 days.
Q4: Can I apply without a PAN card?
Only if your claim amount is under ₹50,000. Otherwise, PAN is mandatory.
Q5: How can I check my refund status?
Login to the portal and use your Acknowledgement Number to track your claim.
Q6: Is this portal applicable to all Sahara investors?
Only depositors of the four cooperative societies listed are eligible under this scheme.
Conclusion
The CRCS Sahara Refund Portal 2025 is a landmark step toward addressing the long-pending concerns of millions of Sahara investors. If you meet the eligibility criteria, follow the simple online process, submit accurate information, and monitor your claim for prompt refund credit. Don’t delay—submit your claim and reclaim your money today.